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Cynthia Kinnan

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Mailing address:

Northwestern University
Department of Economics
2001 Sheridan Road
Evanston IL 60208-2600

e-mail: c-kinnan (at)




Kinship and Financial Networks, Formal Financial Access and Risk Reduction, with Robert Townsend. American Economic Review Papers and Proceedings, 102(2), May 2012.

The miracle of microfinance? Evidence from a randomized evaluation, with Abhijit Banerjee, Esther Duflo and Rachel Glennerster. American Economic Journal: Applied Economics, 7(1): 22-53, January 2015.
Data and online appendix

Working Papers:

Distinguishing barriers to insurance in Thai villages
This version: December 2014
Longer version (2011)

Social Networks as Contract Enforcement: Evidence from a lab experiment in the field, with Arun Chandrasekhar and Horacio Larreguy
This version: February 2015
(Previously titled “Informal Insurance, Social Networks, and Savings Access: Evidence from a Lab Experiment in the Field”)

Information, networks and informal insurance: Evidence from a lab experiment in the field, with Arun Chandrasekhar and Horacio Larreguy
This version: August 2011

Work in Progress:

Do credit constraints limit entrepreneurship? Heterogeneity in the returns to microfinance, with Abhijit Banerjee, Emily Breza and Esther Duflo

Microfinance as commitment savings: Evidence from the AP crisis aftermath, with Abhijit Banerjee, Emily Breza, Esther Duflo and K. B. Prathap

The macro impacts of microfinance: Evidence from the AP crisis, with Emily Breza

The effect of mobile money on adopters’ social networks, with Alfredo Burlando and Silvia Prina

The value of health insurance: A field experiment in India, with Gabriella Conti, Kosuke Imai, Ramanan Laxminarayan, Anup Malani and Alessandra Voena

Kinship networks and limited commitment: Theory and evidence from Thailand, with Robert Townsend

Migration and Sending Households, with Shing-Yi Wang and Yongxiang Wang

Evaluating the impact of loans to private health sector providers in Nigeria, with Minki Chatterji


2014-2015: 425-3: Theory of Economic Development (Spring)

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